We believe there are things in life that are more important than money. We will help ensure that the financial decisions you make will be aligned with your most important goals and your most deeply held values.

Our job is to orchestrate the written plan that we help every client create. We also hold everyone involved accountable, including the client, to ensure the greatest probability that the plan does what it was designed to do. It all starts at our first meeting with a simple conversation about what’s important. Having this experience in our first meeting, which takes about an hour, is a very good way to determine if we might be a good fit in working together. And that’s the primary issue we ponder with anyone interested in our firm - will this be a mutual good fit or not? Will we bring value to the relationship?

We have a small community of clients (versus firms with thousands), who live in the US. We communicate with our clients via webinar, zoom, or conference call. We have a specific ideal client profile. We work with retirees or retirees who are passionate about their goals, appreciate advice and expertise, and are eager to implement the financial plan’s recommendations. The clients we serve best have between $100,000 and $5,000,000 of investable assets.

For decades, we've been helping clients make smart financial choices to achieve their most important life goals. While the science of financial planning is straightforward, our passion lies in the art—empowering people to use money as a tool to fulfill their aspirations and find true happiness. We coach those who value money but recognize it's the experiences and moments in life that matter most

We have a minimum financial planning fee for Comprehensive Financial Solutions. Of course, greater complexity increases our fee. Clients can choose to have their fee waived by placing assets under management or purchasing various investment products that pay us a commission.

We provide a comprehensive, checklist-driven financial process to ensure your entire financial house is in order. From creating a lifetime income and financial plan to overseeing investments, minimizing taxes, and crafting clear plans for asset management and inheritance. We work to identify gaps, optimize strategies, and provide personalized guidance to secure your financial future.

Our process is focused on establishing whether there will be a good fit in working together. If we both agree, then great. If not, our process is designed to give you clarity about your situation. So even if there’s not a fit, we will have added value and direction for you.

The process begins with scheduling an appointment and completing a Financial Road Map Questionnaire, followed by a Numbers Review and Planning Options meeting within the first 1-2 weeks. Our focus is on plan implementation—not just planning—because real results come from taking action, not just having a plan. We also encourage every client to schedule an annual review to stay on track toward their financial goals

If the elements of our Ideal Client Profile and the process we follow resonate with you, then you will enjoy the journey. Candidly, we generally will both know after the first meeting if there is truly a good fit. In the meantime, we assure you that you will have an experience that is offered by very few financial advisor teams.

Trust is an interesting thing, it is both earned and given. It’s not only a requirement of a meaningful business relationship, but any relationship. Our firm was built largely by referral. Our Ideal Client Community is responsible for building the great relationships we have. The highest purpose of our initial meeting is to determine if it will be a good fit for us to work together or not. If after an hour, it seems as though things should move forward, it will be obvious to both of us. If things are not going well, it should also be obvious. Our process is designed to determine if we can establish a relationship where there is mutual trust and value in moving forward together.